Market & Credit Risk Officer

Conduct comprehensive risk assessments:

• Computation and analysis of the different credit risk parameters resulting in the preparation of daily credit risk dashboard reports for decision making.

• Compilation of Monthly Credit risk Risk Assessment reports.

• Support the compilation of Basel II capital returns in compliance with the Bank of Uganda’s Basel II guidelines.

• Review and submit monthly IFRS9 provisions and BOU loan loss provisions report in line with regulatory requirements.

• Perform and submit monthly and quarterly market, liquidity & credit stress test reports to assess the bank’s resilience to adverse scenarios.

• Provide weekly class movement analysis to track portfolio migration trends.

• Develop weekly loan recovery reports for the loans under the Doubtful & Loss categories.

• Maintain and submit quarterly risk registers for the Business Growth team.

• Conduct targeted risk assessments on loans in arrears and prepare review reports identifying gaps resulting in increased defaults.

• Review loan files that require Management Credit Committee approval.

• Perform a detailed analysis of the bank’s financial exposure and liquidity risks to identify vulnerabilities.

• Provide recommendations to strengthen the bank’s liquidity position and financial stability.

• Coordinate and conduct Business Resumption Site tests to ensure the bank’s preparedness for unforeseen events.

• Undertaking Risk independent reviews and spot checks in branches & Head Office departments to assess the effectiveness of policies and procedures and identification of vulnerability points and gaps for improvement of process flows.

• Any other duties as assigned by the Head of Risk

Training and Awareness

• Conduct risk awareness through various programs to cultivate a strong risk culture and accountability across the bank.

Governance and Compliance:

• Monitor Credit operational activities to ensure adherence to set policies, procedures, and guidelines governing risk identification, assessment, control, and overall risk management processes.

• Analyze audit findings and assist in implementing audit recommendations

How to Apply:

Qualifications:

• Bachelor’s degree in commerce, Economics, Business Administration, Actuarial Science, Statistics, Mathematics, or any other related discipline from a recognized university.

• A minimum of at least 2-5 years’ experience in a Supervised Financial Institution (SFI), two years of which were gained from Credit operations.

• Knowledge in risk management: The ability to identify and assess risks and vulnerabilities.

• Strong analytical and problem-solving skills to timely identify and deal with threats before risks materialize.

• Interpersonal Skills.

• Effective communication with team members, management, and other stakeholders.

• Reporting: The ability to communicate risk assessments and recommendations clearly and concisely to non-technical stakeholders.

• Ability to nurture functioning working relationships across organizational, corporate, and cultural boundaries.

• Industry Knowledge: Familiarity with industry-specific trends in risks and regulations can be advantageous.

• Self-driven, assertive, and proactive.

• Ability to exercise the highest level of integrity and confidentiality