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Manager, Credit Evaluation, Enterprise Banking job at Stanbic Bank Uganda | Apply Now
Are you looking for Finance jobs in Uganda 2025 today? then you might be interested in Manager, Credit Evaluation, Enterprise Banking job at Stanbic Bank Uganda
About the Organisation
Stanbic Bank is one of Uganda's largest and most reputable financial institutions, known for its extensive range of banking products and services tailored to meet the needs of individuals, businesses, and corporations. As a member of the Standard Bank Group, which is Africa's largest banking group by assets, Stanbic Bank benefits from a strong financial foundation and access to a broad network of resources and expertise.
The bank offers a variety of services including personal banking, business banking, corporate and investment banking, and wealth management. Stanbic Bank's personal banking services include savings and current accounts, loans, mortgages, and credit cards, designed to help individuals manage their finances effectively. For businesses, the bank provides customized solutions such as business accounts, trade finance, and cash management services, aimed at supporting the growth and operational efficiency of SMEs and large enterprises.
Stanbic Bank is also a leader in digital banking innovation, offering advanced online and mobile banking platforms that provide customers with convenient, secure, and efficient access to their accounts and banking services. This commitment to technology ensures that clients can manage their finances anytime and anywhere, enhancing their overall banking experience.
The bank is deeply committed to corporate social responsibility, actively participating in initiatives that promote education, health, and economic development in Uganda. Through programs such as the Stanbic National Schools Championship and various community development projects, the bank invests in the future of Ugandan society, reflecting its dedication to making a positive impact.
Stanbic Bank's strong reputation for reliability, customer service excellence, and financial stability makes it a trusted partner for individuals and businesses alike. Its strategic focus on innovation, community engagement, and sustainable growth positions Stanbic Bank as a key player in Uganda's financial sector and a driver of economic progress.
Kampala, Uganda
Full Time
Job Title
Manager, Credit Evaluation, Enterprise Banking job at Stanbic Bank Uganda
Stanbic Bank Uganda
Job Description
Job Title: Manager, Credit Evaluation, Enterprise Banking
Organisation: Stanbic Bank Uganda
Duty Station: Kampala, Uganda
Duties, Roles and Responsibilities
To assist BCB in achieving their asset growth targets by providing effective value adding risk management, whilst maintaining a quality-lending book, through judicious and effective management thereof.
The delivery of a professional service to the business units, by assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles while minimising risk to the bank.
Credit digitization and re-engineering by providing input to, support and drive the implementation of strategic initiatives and tactical solutions across the credit lifecycle to drive continuous improvement of procedures, processes, and systems
Evaluates whether proposals meet sound business criteria and credit risk falls within acceptable parameters, approve and recommends appropriate credit facilities including terms or conditions of facilities.
Drive initiatives to apply the benefit of scoring to reduce the amount of intuition required in decisioning credit applications.
Identifies, quantifies and evaluates sources of risk in relation to profitability of business proposals and financial viability of lending requests through probing and interrogation
Utilizes industry risk analysis available to identify and understand contextual threats to existing and potential clients. Ensure timely and quality credit assessment and decision are made.
Support Business in increasing the uptake of prescored lending. Build relationships with various stakeholders in business and credit to improve quality of lending requests and turnaround time of extending credit to borrowers.
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Qualifications, Education and Competencies
First Degree Finance, Accounting, Statistics, Mathematics or Data science
5-7 years banking experience, particularly pertaining to credit risk management, banking processes i.e. banking products and the operation thereof.
Detailed understanding of accounting, including both management and financial accounting, to analyse the financial strength and weaknesses of clients, and identify potential risk to Credit proposals.
Thorough working knowledge of the operating system and its related procedures for analysing the account behaviour of clients, identifying trends or shift in credit risk profiles and the management of excesses.
Thorough understanding of all the Bank’s product facilities that give rise to counterparty credit risk, including their mechanisms and source profitability for the client and the Bank.
Additional Information
Behavioural Competencies:
Articulating Information
Challenging Ideas
Conveying Self-Confidence
Convincing People
Directing People
Examining Information
Exploring Possibilities
Technical Competencies:
Customer Understanding (Business and Consumer Banking)
Analytical thinking
Numerical
Financial Acumen
Process Governance
Risk Identification
Risk/ Reward Thinking
How to Apply
All candidates who wish to join the one of Africa’s biggest Banking Groups, Standard Bank in the aforementioned capacity are encouraged to Apply Online by visiting the APPLY Button below.
