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Business Analyst job at Housing Finance Bank | Apply Now
Are you looking for Bank jobs in Uganda 2025 today? then you might be interested in Business Analyst job at Housing Finance Bank
About the Organisation
Housing Finance Bank is a leading financial institution dedicated to providing accessible, innovative, and customer-centric housing finance solutions that empower individuals and businesses to achieve their homeownership and real estate investment goals. With a strong reputation for reliability, transparency, and excellence in mortgage and housing finance, the bank has earned recognition as a trusted partner in the financial sector.
The institution fosters a dynamic and inclusive work culture, offering employees competitive benefits, professional development programs, and a supportive environment that encourages innovation and collaboration. With diverse job opportunities in banking, finance, risk management, customer service, and administration, the bank provides flexible work arrangements that promote efficiency and work-life balance.
Established with a vision to transform the housing finance landscape, the bank has grown through strategic partnerships, financial product diversification, and a customer-first approach, continuously evolving to meet the changing needs of clients. Its innovation-driven business model integrates digital banking, data analytics, and tailored mortgage solutions to enhance accessibility, affordability, and convenience. With an extensive operational reach, Recruitment Housing Finance Bank serves customers across Uganda, offering a wide range of financial products, including home loans, construction financing, savings plans, and investment opportunities.
Rooted in core values of integrity, customer focus, excellence, and sustainability, the bank remains committed to ethical banking practices and long-term financial empowerment. Through Corporate Social Responsibility (CSR), the bank actively supports financial literacy programs, affordable housing initiatives, community development projects, and environmental sustainability efforts. For more information on services, career opportunities, and housing finance solutions.
Full Time
Job Title
Business Analyst job at Housing Finance Bank
Housing Finance Bank
Job Description
Business Analyst – Uganda
Company: Housing Finance Bank
Department: Business & Institutional Banking (BIB)
Reports To: Manager, Corporate & SME
Grade: HFB 5A
Location: Kampala, Uganda
About Housing Finance Bank
Housing Finance Bank is a leading financial institution dedicated to delivering innovative banking solutions that empower individuals, businesses, and institutions across Uganda. We are seeking a Business Analyst to join our Business & Institutional Banking Department. The successful candidate will support relationship management, credit structuring, and portfolio performance, ensuring the delivery of exceptional service and strong risk management practices.
Job Purpose
The Business Analyst will support the Business & Institutional Banking (BIB) team by preparing high-quality credit proposals, managing customer expectations, and ensuring compliance with the Bank’s credit policies. The role involves deal structuring, portfolio monitoring, financial analysis, and supporting Relationship Managers (RMs) in onboarding and managing key corporate clients.
Duties, Roles and Responsibilities
Credit Analysis & Structuring
Prepare and review business credit proposals in line with the Bank’s credit policies to ensure timely approval.
Manage the annual credit review process in collaboration with Credit Collections and Relationship Managers.
Structure and document credit facilities appropriately, ensuring compliance with internal policies and regulatory requirements.
Ensure proper deal pricing to maximize revenue and guarantee the full collection of all applicable fees and commissions.
Advise Relationship Managers on additional income opportunities through analysis of customer accounts and transaction trends.
Prepare memos for facility extensions and restructures as needed.
Follow up on facility documentation to confirm compliance with approved terms and conditions.
Portfolio Management & Client Support
Monitor portfolio quality, perform risk recognition, and assign appropriate risk ratings to customer relationships.
Support RMs in onboarding and managing high-value BIB relationships.
Maintain a high level of client satisfaction through proactive issue resolution and continuous engagement.
Ensure portfolio documentation is valid, complete, and up to date.
Conduct industry and customer financial analyses to identify opportunities and mitigate potential risks.
Support the preparation of credit memos, proposals, and board papers as required.
Business Growth & Performance
Contribute to new-to-bank client acquisition and lending growth within target segments.
Support liability and non-interest income growth through effective portfolio management.
Drive profitability by maintaining strong yields and margins on business lending portfolios.
Proactively identify new market opportunities and recommend innovative financial solutions.
Key Performance Indicators (KPIs)
Credit portfolio quality and compliance
Lending and liability growth
Non-interest and interest income performance
Client satisfaction and retention levels
Timely completion and approval of credit proposals
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Qualifications, Education and Competencies
Bachelor’s Degree in Accounting, Finance, Commerce, Business Administration, Quantitative Economics, or Statistics from a recognized institution.
Additional certification or training in Credit Analysis, Risk Management, or Financial Analysis is an added advantage.
Minimum of 5 years’ experience in the financial services industry, with at least 2 years in a credit risk management role.
Strong understanding of financial statements (P&L, Balance Sheet) and credit structuring.
Excellent analytical, problem-solving, and report-writing skills.
Proficiency in Microsoft Office applications (Word, Excel, PowerPoint).
Sound understanding of market trends, business dynamics, and industry risks.
Personal Attributes & Business Behaviours
Self-driven, organized, and able to perform effectively under pressure.
Strong communication and interpersonal skills, with the ability to engage diverse stakeholders.
Results-oriented with sound judgment and decision-making ability.
Team player with a proactive and customer-centric approach.
Ability to adapt to changing market conditions and identify emerging business opportunities.
How to Apply
Application Details
Interested candidates should submit their applications including:
Application Letter
Curriculum Vitae (CV)
Certified Academic Transcripts and Certificates
All documents must be combined and submitted in one single PDF file (maximum 10 MB) in the order listed above.
📩 Email Applications To:
Recruitment@housingfinance.co.ug
Deadline: Wednesday, 12th November 2025, by 5:00 PM
📍 Note: Hand-delivered applications will not be accepted.
👉 Click the APPLY Button below to view the detailed job advert
