Portfolio Manager job at Root Capital | Apply Now

Business Development & Partnership Relationship (20%)

• Initiating a pipeline of qualified loan candidates in East Africa where Root Capital is present.

• Developing networks of referrals, including value chain actors, technical assistance providers, and trade associations.

• Presenting Root Capital’s credit offerings to and invite loan applications from qualified businesses.

• Assessing clients’ credit and advisory needs and recommending an appropriate mix of Root Capital services.

• Delivering and maintaining a pipeline of loan opportunities.

• Collaborate with Investor Relations to establish a pipeline of key partners/stakeholders relevant to Root Capital’s activity in Country.

• Main local contact for Root Capital and donor relationship in the assigned country.

• Underwriting and loan closing (30%), with support from the Credit Analyst

• Collecting & analyzing information about loan applicants as specified by Root Capital’s credit policies.

• Reviewing all proposed loans meet Root Capital’s criteria for credit quality and security.

• Performing due diligence to verify client information, including conducting site visits and management interviews.

• Conduct financial, operational and management analysis of applicant companies, working with the credit analyst.

• Collaborating with the Credit Administration in relation to transactions involving third party lenders. Communicating and negotiating terms as required.

• Completing credit memos, presenting analysis, and making credit recommendations to Root Capital’s credit committees for decision-making, following Root Capital’s credit underwriting policies and procedures.

• Client Relationship Management (30%), with support from the Credit Analyst

• Reviewing client performance by monitoring active loans, tracking compliance with covenants and reporting requirements, and developing risk ratings.

• Communicating with Root Capital clients to address identified deficiencies in active loans. In heightened risk situations, collaborate with Risk Manager to devise and implement a collections strategy.

• Presenting to the Credit Administration and Treasury on all loan servicing needs, resolving customer issues as they arise.

Advisory Services (10%)

• Engaging with the Head of Advisory Services, Africa to address financial management weaknesses of prospective and existing clients as necessary by facilitating training provision through qualified local consultants.

• Highlight feedback on new and/or revised S&E due diligence tools and project member in the overhauling of the S&E tool and SEM in salesforce.

• Communicate concerns and suggestions related to S&E due diligence from Lending staff in their regions, and generally “ground-truth” our due diligence platform.

• Collaborate with the Impact team to facilitate S&E training (e.g., around gender sensitivity, climate change) for their regions to deepen Lending staff’s knowledge and comfort with issues related to social and environmental sustainability.

• Performing other relevant duties as assigned.