Credit Supervisor jo at ACENET Microfinance | Apply Now

Program Development:

• Develop and strengthen the microfinance activity in a bid to achieve greater scale, sustainability, and minimizing risk through effective management of the human and financial resources as well as the organization, assets.

• Engage in marketing and sales activities to promote microfinance among the target groups.

Portfolio Management:

• Asset quality management and growth strategies.

• Coordinate portfolio expansion by building and maintaining relationships with partners and other stakeholders.

• Review requests for funding of microfinance products and services.

• Develop and continuously evaluate the organization’s microfinance policies, procedures, programs, and projects to ensure that they are efficient and effective in meeting the needs of clients while being sustainable.

• Advise the program and finance departments on industry norms and standards.

• Participate in the budgeting process, approve and review microfinance program expenditures, etc.

• Provide oversight and management of the Financial Education program and integrate it into overall microfinance interventions. Provide overall supervision and reporting for the Microfinance Program.

Innovation/Research & Development:

• Support in realigning the current methodologies to meet the dynamic microfinance market.

• Microfinance Product reviews and development: Conduct market researches, pilot additional loan products with an emphasis on providing affordable microfinance products and services for the enterprising poor.

• Develop and review strategies, policies and procedures for microfinance operations in line with the Tier iv microfinance guidelines.

• Research and Documentation: Research and document best practices from microfinance interventions for the enterprising poor.

• Forecast market changes based on economic and industry analysis.

System Design:

• Design systems for detailed work planning and implementation, monitoring/managing risk and internal/external reporting and ensure that they are functional.

• In consultation with senior management, identify and recommend the appropriate loan tracking software.

• Representation and Networking:

• Represent the organization to Microfinance Associations, Represent Peers and other networks.

• Represent TPO Uganda to microfinance associations and networks, coordinate and facilitate at and local workshop.

Human Resource Management:

• Mentoring and coaching staff in key areas of managing the program- Finance/Accounting, Financial literacy and microfinance, etc.

• Coach, mentor and train both TPO Uganda and partner organization staff to enable them assume their institutional roles in implementing microfinance operations.

• Actively participate and provide leadership in the selection and recruitment of branch staff;

• Readily and regularly mentor and develop staff through the on-the-job-training, duty delegation, monitoring, evaluating and giving feedback.

• Implement performance management processes and regularly set targets for direct reports and conducts effective staff appraisals.

• Motivate and support staff.

• Identify training needs of programme staff to offer or find alternative resources for training.

Key performance Indicators (KPIs)

• Grow quality loan portfolio

• Grow and maintained desired loan disbursements.

• Maintain required loan Quality within the required Tier Aging guidelines.

• Grow and maintained desirable case load.

• Grow both interest and non-interest revenue as per budget.

• Produce Quality periodic reports to all stake holders.