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About the Organisation
Credit Officer job at Yako Bank (U) Limited | Apply Now
Kampala, Uganda
Yako Bank (U) Limited is a forward-thinking financial institution with a mission to provide accessible, innovative, and customer-centric banking solutions that promote financial inclusion across Uganda. Established with a strong focus on offering personalized banking services, Yako Bank has quickly gained recognition for its commitment to excellence and the delivery of reliable financial products.
The bank values a collaborative and inclusive work culture, prioritizing professional development, diversity, and work-life balance for its employees, which is reflected in its employee value proposition. The bank offers a variety of job opportunities, including roles in customer service, finance, IT, and operations, and provides flexible work arrangements to ensure a supportive work environment.
Since its founding, Yako Bank has continually evolved to adapt to the needs of the modern banking market, leveraging technological innovations such as mobile banking, digital payments, and online account management to better serve its customers. With an expanding presence, Yako Bank has been instrumental in contributing to financial empowerment for individuals, businesses, and communities. The bank operates with a core set of values centered around trust, integrity, customer focus, and social responsibility.
Its corporate social responsibility initiatives focus on education, healthcare, and environmental sustainability, reflecting its commitment to making a positive impact. Yako Bank's official website offers further insights into its products, services, and community outreach efforts.
Are you looking for Finance jobs in Uganda 2025 today? then you might be interested in Credit Officer job at Yako Bank (U) Limited
Full Time
Deadline:
8 Sept 2025
Job Title
Credit Officer job at Yako Bank (U) Limited
Yako Bank (U) Limited
Job Description
Job Opportunity: Credit Officer
Institution: Yako Bank (U) Limited
Location: Uganda
To support our expanding operations, we are seeking qualified, self-driven, and results-oriented professionals to join our team in the following position:
Position Title: Credit Officer
Reporting to: Branch Manager
Duty Station: Branch Level
Role Summary
The Credit Officer will be responsible for closely monitoring borrowers, ensuring the smooth execution of lending operations, and supporting the sustainable growth of the branch loan portfolio.
Duties, Roles and Responsibilities
Qualifications, Education and Competencies
See all details of the qualifications, competencies and education for this role under the "How to Apply" section below.
Interested and qualified candidates should submit their applications addressed to:
Human Resource & Administration Manager
Yako Bank Uganda
Forest Mall, Lugogo
Kampala, Uganda
Send applications via email to: hr@yakobank.com
Please attach:
A detailed CV with contact information for three referees (including your most recent employer)
Certified academic testimonials
Application Deadline: September 8, 2025
Only shortlisted candidates will be contacted.
Note: Yako Bank does not extend job offers online or through unofficial channels. Please follow the application guidelines strictly.
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How to Apply
Promote and sensitize clients about loan products and cross-sell other bank services in line with bank policies.
Assess applicants’ financial status, creditworthiness, and collateral value to determine loan viability.
Prepare and submit loan files to the loan committee, ensuring full documentation in compliance with the Credit Policy.
Mobilize and onboard both new and existing clients for loan products in accordance with the Bank’s lending procedures.
Process and disburse approved loans, ensuring alignment with set targets and policy standards.
Safeguard and hand over client security/collateral for proper custody as per the Bank’s credit procedures.
Ensure daily loan recovery efforts to maintain portfolio quality and reduce Portfolio at Risk (PAR).
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Bachelor’s degree from a recognized university. (Specialization in Marketing, Commerce, Humanities, or Microfinance is an added advantage.)
Strong analytical and report-writing skills.
Proficient in computer applications.
Excellent organizational and multitasking abilities.
Ability to work under pressure and minimal supervision.
Effective written and verbal communication skills.
Strong interpersonal skills and high levels of integrity.
Self-motivated with a proactive approach.
Willingness to spend at least 70% of the time in the field.
