Related Jobs
.png)
.jpg)
.jpeg)
Related Jobs
Job Summary
Job Title:
Credit Manager, Corporate
Employer:
Dfcu Bank
Location:
Country:
Contract Type:
Full-time
Job Category:
Management Jobs
Number of Positions:
1
Deadline:
Monday, 5 August 2024
Share this Job
Credit Manager, Corporate job at Dfcu Bank | Apply Now
Kampala, Uganda
DFCU Bank is a leading financial institution in Uganda dedicated to transforming lives and businesses through innovative financial solutions that drive economic growth and financial inclusion. Established in 1964 as the Development Finance Company of Uganda, the bank has grown from a development finance institution into a full-fledged commercial bank, with a significant milestone being its acquisition of Crane Bank in 2017. Recognized for its strong financial performance, customer service excellence, and digital banking innovations, dfcu Bank has received multiple industry awards and remains a trusted partner for individuals, SMEs, and corporate clients.
The bank fosters a dynamic and inclusive work culture that emphasizes integrity, customer focus, innovation, teamwork, and excellence, offering employees professional growth, career advancement opportunities, and competitive benefits. With a strong presence across Uganda through an extensive network of branches, ATMs, and digital banking services, dfcu Bank continuously invests in technology to enhance accessibility and efficiency.
Committed to corporate social responsibility, the bank actively supports financial literacy programs, women empowerment initiatives, environmental sustainability efforts, and youth entrepreneurship. Headquartered at 26 Kyadondo Road, Kampala, Uganda, dfcu Bank remains a key driver of financial empowerment and economic development in the country. For more information
Are you looking for Management Jobs in Uganda 2024? If yes, then you might be interested in Credit Manager, Corporate job at Dfcu Bank.
Full-time
Deadline:
5 Aug 2024
Credit Manager, Corporate job at Dfcu Bank
Dfcu Bank
Job Description
Duties, Roles and Responsibilities
Qualifications, Education and Competencies
Reporting to the Head of Corporate Credit, the role holder will be responsible for evaluating and approving applications within delegated approval authority, as well as recommending for approval to a higher sanctioning authority deals that are outside their discretion. To ensure profitable and well-structured proposals are booked to achieve the targeted business growth but minimize credit losses by lending within bank risk appetite and regulatory guidelines.
See all details of the qualifications, competencies and education for this role under the "How to Apply" section below.
Find application details and links on the AfriCareers Jobs Portal:
-
Click the Apply button below
-
New users: Select Create Profile and complete the Profile Creation Wizard
-
Existing users: Log in and update your profile if needed
-
Go to the "Jobs" tab
-
Read the detailed job description, Roles and Qualifications.
-
Submit your application via the jobs portal
-
Track progress under "My Applications" tab
Important Note: Some employers now hire directly on the AfriCareers New Jobs Portal — keep your profile updated so employers can easily view your CV and hire you instantly.
Review and sanction all proposals (new & existing) within personal discretion in adherence with dfcu’s internal Credit Policies, and other required regulations including BOU, FIA, and funders.
Assessment and recommendation of files outside their discretion to the higher sanctioning authority including the Head of Corporate Credit, Chief Credit Officer, Management Credit Committee and the Board Credit Committee in a bid to achieve the bank’s disbursement targets of quality deals.
Analyse current credit data, and financial statements of corporate/ large individual & Business Banking borrowers to determine the degree of risk involved in extending credit; and also determine expected profitability of loans, as well as preparing reports justifying the decision made.
Organise the maintenance and updating of bank Credit Policies and procedures per bank/ industry trends, evolving regulations and legal requirements. As well as its implementation to ensure compliance.
Provide support in structuring proposals to minimise risk and ensure full repayment. Timely response on sanctioning of deals and excesses within agreed Service Level Agreements (SLA).
Train and coach the Credit Analysts as well as Relationship Managers in credit assessment/ analysis, deal structure, policies and procedures. Conduct road shows on credit underwriting criteria for staff in the Credit value chain to uphold the quality of deals booked.
Responsibility for personal adherence to governance, compliance and lending portfolio controls thus ensuring own conformance to policy and procedures within the Credit Function, including proactive management of agreed responsibilities for Data Integrity.
Review and adhere to service level agreements between sales and credit annually to maintain service delivery in line with/ ahead of competition.
Monitor the overall quality of the Corporate and Institutional Banking portfolio, through participation in governance meetings.
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Bachelor’s Degree with bias in any of the following areas: Finance, Banking, Economics, Business Administration and a Master’s degree or similar qualification in these fields.
Additional training/professional qualification in Business, Investment and project appraisal, Risk management, and financial analysis.
Credit certification.
Minimum of five (5) years experience in a business or Banking/financial services environment with at least three (3) in Credit Risk Management /Sanctioning.
Analytical and problem-solving skills.
Good communication skills (both oral and written) to allow for effective teamwork and interaction with all levels of staff.
Computer knowledge (Microsoft desktop products).
Basic legal skills.
Managerial and team building skills.
Ability to work without supervision, driven enough to achieve set targets.
Understating of SMEs and Corporates and the general business environment.
Thorough understanding of dfcu credit policy, FIA, and BOU guidelines on asset quality.
Knowledge and understanding of dfcu product offering.
Awareness of current economic/market trends.
APPLICATION FOR THIS POSITION MUST BE DONE ONLINE:
If you believe you meet the requirements as noted above, please forward your application with a detailed CV including your present position and copies of relevant professional/academic certificates, to the email address indicated below:
Vacanciesbank@dfcugroup.com
