Pezesha is an online marketplace for business loans. We connect MSMEs to affordable working capital and other financial services through a collaborative approach with capital providers such as banks, MFIs and other Financial Institutions or networks. We have two main propositions: (i) Direct MSME lending (where we acquire each customer on an individual basis and use a scorecard approach for evaluating MSMEs), and (ii) Merchant Financing (where we integrate into the processes of organisations with large networks of merchants and use of proprietary credit scoring technology to assess and offer credit as a value-add to those merchants).