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Job Summary

Job Title:
SME Credit Analyst
Employer:
KCB Bank Uganda
Location:
Kampala
Country:
Uganda
Contract Type:
Full-time
Job Category:
Bank Jobs
Number of Positions:
1
Deadline:
Tuesday, 13 January 2026

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KCB Bank Uganda is a leading financial institution dedicated to providing innovative banking solutions that empower individuals, businesses, and communities to achieve their financial goals. Known for its strong reputation and a legacy of excellence in customer service, KCB Bank Uganda is recognized for its commitment to driving economic growth and financial inclusion across Uganda. The bank fosters a collaborative and dynamic work culture that encourages employee development, inclusivity, and professional growth, offering competitive benefits and opportunities to work in various roles, from banking operations to digital innovation. With a strong presence in Uganda since 1997, the bank has evolved into a key player in the Ugandan banking sector, constantly adapting to meet the needs of an increasingly digital economy. KCB Bank Uganda’s business model focuses on providing accessible and personalized financial services, from retail banking to corporate solutions, while leveraging technology to enhance service delivery and customer experience. The bank operates across a wide network of branches and digital platforms, ensuring easy access to banking services for both urban and rural customers. Guided by core values of integrity, customer-centricity, teamwork, and excellence, KCB Bank Uganda is dedicated to corporate social responsibility, supporting various initiatives focused on education, health, financial literacy, and community empowerment.

Full-time

Deadline: 

13 Jan 2026

SME Credit Analyst Job at KCB Bank Uganda

KCB Bank Uganda

Job Description

  • Identify training needs of credit teams at SME Center and across branch network through branch visits, spot checks and observations and recommend appropriate credit up-skilling.
  • Assist the SME Manager on all credit related issues delegated and act in his / her capacity while they are away.
  • Verification of authenticity of relevant documents and information collected from clients submitted within credit files from SME RMs.

Duties, Roles and Responsibilities

Credit Evaluation & Risk Management:

  • Quality assessment and prudent decisions on all SME loan applications and making appropriate recommendations to higher approving authority.
  • Compliance with target turnaround time and the agreed Service Level Agreement (SLA).
  • Provide leadership for SME credit team reporting to the SME Manager in view of establishing and maintaining a high performing and motivated team.
  • Provide prompt guidance, mentoring, coaching and support on aspects of credit to all credit teams across branch network.
  • Grow the good book whilst minimizing risk.
  • Provide the lead technical support on development of new and reviewing existing credit products and credit appraisal tools.
  • Identify training needs of credit teams at SME Center and across branch network through branch visits, spot checks and observations and recommend appropriate credit up-skilling.
  • Assist the SME Manager on all credit related issues delegated and act in his / her capacity while they are away.
  • Verification of authenticity of relevant documents and information collected from clients submitted within credit files from SME RMs.

Qualifications, Education and Competencies

See all details of the qualifications, competencies and education for this role under the "How to Apply" section below.

If you believe you can clearly demonstrate your abilities to meet the criteria given above, please log in to our Recruitment portal and submit your application with a detailed CV. 

Click Here 

Deadline: 13th January 2026 

Note: Qualified candidates with disability are encouraged to apply. Only short-listed candidates will be contacted.

Click here to apply

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SME Credit Analyst Job at KCB Bank Uganda

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