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• Proactively contributing to all applicable Governance and Oversight opportunities providing clear and insightful financial crime guidance, including escalating any risk and control weaknesses.
• Conducting the staff accountability studies in respect to misappropriated assets (cash and physical assets), the process gaps, connivance of the staff, reasons for slippage of credit facilities to non-performing asset etc. and bringing it to the knowledge of Management through the Manager Operational Risk & Financial Crimes and the CRO.
• Driving the provision of tailored financial crime advice within Pearl Bank and providing strategic steer to inform and challenge the business direction.
• Support Pearl Bank in managing Financial Crime risks effectively through setting clear standards of compliant business practice.
• Reviewing and challenging the businesses financial crime risk assessments across the control environment and risk profile.
• Supporting within Business Oversight Compliance, creating an
• environment in which staff are empowered, supported, challenged and responsible.
• Contributing to and engaging with the wider Operational Risk and Financial Crime Unit to achieve consistency and the sharing of knowledge.
• Working very closely with other Compliance, Risk, Legal and Security colleagues to deliver a coordinated approach.
• Review modified or new systems to ensure any internal control deficiencies that might occur are corrected at a time when it’s practical to make the necessary changes to avert financial crime/fraud.
• Preparation of the regulatory & statutory returns relating to frauds / attempted frauds and submitting the same to management
• Guiding & advising management in initiating criminal action.
• Conduct special tasks, including coordination of fraud investigation.
• Ensure effective execution of investigations, maintain, and develop professional Financial Crimes Officers.
• Reporting to Management & Board Committees on the frauds / complaints / investigations conducted etc. through the Manager Operational Risk and Financial Crimes and the CRO.
• Implementation of the directives of the Management and Board Committees.
• Supporting the top management in decision making process.
• Performing bank-wide fraud risk management training and socialization of fraud incidents and lessons learned.

Financial Responsibilities

• Severally responsible for the Financial Crimes investigations Budget.
• Responsible for avoiding any regulatory fines relating to Audit.