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Head Retail job at Guaranty Trust Bank Uganda | Apply Now
Are you looking for Bank jobs in Uganda 2025 today? then you might be interested in Head Retail job at Guaranty Trust Bank Uganda
About the Organisation
Guaranty Trust Bank (Uganda) is a subsidiary of the leading Pan-African financial institution, Guaranty Trust Holding Company Plc, with a mission to offer superior banking services that drive financial inclusion, empower customers, and contribute to national development. Since its establishment in Uganda, the bank has built a strong reputation for reliability, innovation, and customer-centric service, gaining recognition for excellence in retail and digital banking.
Known for fostering a dynamic, performance-driven work culture, GTBank Uganda values professionalism, innovation, and integrity, offering its employees career growth, continuous learning opportunities, and a supportive work environment. The bank provides diverse job opportunities ranging from customer service and digital banking to risk management and operations, with flexible arrangements that encourage work-life balance. Evolving from a traditional banking model into a tech-forward institution, GTBank leverages innovative digital solutions, including mobile and online platforms, to meet modern banking needs efficiently.
With a growing network of branches and digital outreach, its size and reach continue to expand across Uganda. The bank’s core values—excellence, integrity, innovation, and social responsibility—are embedded in every aspect of its operations. Its CSR initiatives focus on education, community development, and youth empowerment, underlining its commitment to sustainable impact. For more information, visit the official website at https://www.gtbank.co.ug.
Kampala, Uganda
Full Time
Job Title
Head Retail job at Guaranty Trust Bank Uganda
Guaranty Trust Bank Uganda
Job Description
Job Title: Head Retail
Organisation: Guaranty Trust Bank Uganda
Duty Station: Kampala, Uganda
Reports to: Managing Director
Job Summary:
This is a Senior Management position whose holder is responsible to lead the Bank’s Retail Banking teams by developing strategic objectives and goals that are aligned to the bank’s strategic direction while controlling the risks that are inherent in the branch operations and credit processes.
Duties, Roles and Responsibilities
Achievement of the Bank’s Retail Banking’s annual financial targets both P&L and Balance Sheet.
Provide overall leadership in the development and structuring of retail products and/ or facilities aimed at enhancing balance sheet growth and revenue streams of the Bank.
Strong, current and effective relationships and networks that can be leveraged to enable the Bank achieve its objectives.
NPLs contained within the limits set.
Regularly identify measure, monitor and control the overall levels of risks in the Transactional business.
Responsible for the Performance management of all Retail Banking staff ensuring effective target setting, monitoring and correct performance measures are done.
Oversee the effective management of branch teams, adherence to policies, procedures and statutory guidelines.
Minimize exposure to bank wide risks; enforce zero tolerance to noncompliance with KYC and AML regulations.
Lead the process and confirm closure of gaps/lapses identified, corrective and preventative actions for the segment identified by audit, risk and compliance reviews; investigations or other assessment mechanisms are undertaken within the agreed period.
Driving customer satisfaction, developing and growing relationships with existing and potential customers, identifying opportunities for business development and guiding product development.
Uses data to make better and faster decisions. Takes actions based on analytics and intelligence that provide near-real-time insights into the customer’s needs and behaviours.
Delivers content, messaging and experiences that are personalized and relevant to the customer based on the customer’s preferences.
Provide overall leadership of the functions within Retail Banking and defining a framework for developing them into a high performing and engaged workforce, through managing their performance, motivating, coaching and training them accordingly.
Expanding the customer base through the execution of a focused target market strategy. Competitive positioning of the bank in its chosen markets.
Effective account relationship management resulting in optimization of customer acquisition, customer satisfaction, retention, and growth in the share of wallet through the delivery of multiple products and solutions to customers.
Product development oversight, aimed at sustaining the Bank’s competitive position within its chosen market segments.
Responsible for high quality customer experience through the Bank’s delivery channels.
Qualifications, Education and Competencies
Relevant Degree from a recognized University.
Postgraduate qualifications shall be an added advantage.
A minimum of proven 8 years’ experience, with at least five (5) managerial level.
Knowledge of Banking and Business Operations.
Strategic thinking and the ability to develop and execute effective Retail strategies.
Setting Business Direction
Technical Competencies
Communication
Good presentation and report writing skills
Strong written and oral communication abilities
Analytical
Ability to solve problems that have a business wide impact focusing on integrating disparate information sources and committing to strategic action based on various scenarios.
Ability to draw out key messages and see patterns to identify future trends.
Apply logic & knowledge to make informed decisions.
Quality Orientation
Attention to detail
Shows awareness of goals and quality standards. Follows through to ensure that quality and productivity standards are met.
Customer Engagement (internal & external)
Anticipates the internal customer’s needs and devises innovative ways to address them.
Makes informed decisions, solves problems and/or generate new ideas/solutions.
Behavioural Competencies
Leadership
Individual contributor –exercises self-leadership delivering assigned work in line with professional and technical standards within given periods. Is reliable and works collaboratively.
Adheres to the Bank’s policies and delivers to set objectives. Has high moral intelligence.
Delivers results and has significant impact on an organization through the stake holders
Provides vision – ability to translate organization vision into a team vision
Coaches & mentors team – knowledge of the individual team members’ strengths & weaknesses and ability to effectively utilize team members to complement & support each other. Active feedback to team members & stakeholders
Issue & conflict resolution – ability to identify key issues & problems and pick the best choice among alternatives. Ability to make timely decisions and to take action reflective of business objectives.
Decision Making
Thinks systematically, regarding business as a whole consisting of interdependent and interactive parts. Able to detect trends in relation to governance and cause effect relationships, remaining aware of the implications which decisions have on the bank/department as a whole.
Has a sense of urgency about solving problems and takes appropriate and timely decisions
Problem Solving
Problem solving style – Identifies, clarifies/defines and works through challenges towards defined outcome
Thorough conceptual and practical knowledge of best practice as regard to internal policies, procedures and standards.
Resilient
Sustains interest and effort and perseveres to accomplish a task or goal despite any obstacles and setbacks
Accountable
Focuses on results and achieving personal work objectives. Able to develop tasks and work processes for desired outcomes. Accepts responsibility for own actions and decisions and demonstrates commitment to accomplish work in an ethical, efficient and cost- effective manner.
How to Apply
All interested candidates should send their application including cover letter, CV and academic documents to the Head of Human Resources, Guaranty Trust Bank Uganda by hand delivery or email to jobsug@gtbank.com
Deadline: 10th November 2025

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