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Job Summary

Job Title:
Credit Officer
Employer:
AWOYE SACCO
Location:
Mbarara, Uganda
Country:
Uganda
Contract Type:
Full Time
Job Category:
Bank Jobs
Number of Positions:
1
Deadline:
Sunday, 30 November 2025

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Credit Officer job at AWOYE SACCO | Apply Now

Are you looking for Banking jobs in Uganda 2025 today? then you might be interested in Credit Officer job at AWOYE SACCO

About the Organisation

Ankole Women and Youth Entrepreneurs Co-operative Savings and Credit Society Limited (AWOYE SACCO) is a member-owned financial institution committed to empowering women and youth in the Ankole region through financial inclusion, business development support, and access to affordable credit services. The SACCO aims to bridge financial access gaps, promote financial literacy, strengthen entrepreneurial capacity, and contribute to community socio-economic growth in alignment with sustainable development principles.

Mbarara, Uganda

Full Time

Deadline: 

30 Nov 2025

Job Title

Credit Officer job at AWOYE SACCO

AWOYE SACCO

Job Description

The Credit Officer will be responsible for reviewing loan applications, conducting credit appraisals, assessing client creditworthiness, and recommending loans for approval. The role also includes monitoring loan repayments, maintaining accurate loan records, executing recovery strategies for delinquent accounts, and ensuring full adherence to credit policies and guidelines. The officer will provide financial advisory support to members, manage loan portfolios, and contribute to product development based on membership needs. The ideal candidate will handle member inquiries, prepare credit reports, and support initiatives that promote responsible lending and financial inclusion.

Duties, Roles and Responsibilities

  • Review and appraise loan applications

  • Evaluate and verify member creditworthiness

  • Process, recommend, and support loan approvals and disbursement

  • Monitor loan repayments and follow up on overdue loans

  • Conduct loan recovery and liaise with guarantors and defaulters

  • Maintain accurate and updated member and loan files

  • Handle member inquiries and provide guidance on loan services

  • Prepare loan portfolio and credit performance reports

  • Ensure compliance with lending policy and internal controls

  • Recommend new loan products or improvements

  • Conduct field visits and member sensitization on credit procedures

Credit Officer job at AWOYE SACCO

SERVICES

COMMERCIAL

SERVICES

INDUSTRIAL

SERVICES

RESIDENTIAL

Qualifications, Education and Competencies

  • Minimum Diploma in Finance, Accounting, Business Administration, Microfinance, or related field

  • Strong analytical and customer service skills

  • Ability to work with community groups and diverse clients

  • Knowledge of credit processes, lending principles, and recovery procedures is an added advantage

  • High integrity, attention to detail, and good communication skills

How to Apply

Send your CV to: awoyesacco256@gmail.com

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