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Credit Officer / Marketing Executive job at Michael Stevens Consulting | Apply Now
Lagos, Nigeria
Full Time
Are you looking for Finance jobs in Nigeria 2025 today? then you might be interested in Credit Officer / Marketing Executive job at Michael Stevens Consulting
About the Organisation
Michael Stevens Consulting is a reputable international Human Resource Development and Management Consulting firm with operational offices in Lagos, Port Harcourt, Calabar, and Accra, Ghana. The company is committed to providing top-tier consulting services in HR, training, and organizational development, with expansion plans underway in The Gambia, Sierra Leone, and Liberia.
Job Title
Credit Officer / Marketing Executive job at Michael Stevens Consulting
Michael Stevens Consulting
Job Description
The Credit Officer / Marketing Executive will be tasked with identifying potential clients for loan products, conducting thorough credit assessments, facilitating disbursement processes, and monitoring post-disbursement loan usage. The role also includes ensuring timely repayments, maintaining low portfolio-at-risk (PAR), preparing credit reports, and promoting financial literacy among clients. The successful candidate will uphold client confidentiality and ensure compliance with all institutional and regulatory standards.
Duties, Roles and Responsibilities
Source and onboard clients for the bank’s group and individual loan products.
Conduct credit assessments through field visits, business reviews, and reference checks.
Evaluate loan applications and provide appropriate credit recommendations.
Ensure proper loan documentation, approval processes, and timely disbursement.
Monitor client loan usage and offer post-disbursement support.
Track repayment schedules and follow up on overdue accounts.
Maintain a quality loan portfolio with acceptable portfolio-at-risk (PAR) levels.
Prepare and submit periodic credit reports for internal reviews.
Educate clients on financial literacy, repayment structures, and loan terms.
Ensure strict adherence to client confidentiality and organizational policies.
Qualifications, Education and Competencies
A Bachelor's Degree or HND in a relevant field.
Minimum of 2 years of experience in credit, lending, or financial services.
Strong marketing and communication skills.
Good understanding of credit risk assessment and financial analysis.
Ability to work independently and in teams.
Detail-oriented with strong organizational skills.
Proficiency in MS Office and digital tools.
How to Apply
ONLINE APPLICATION ONLY!
Interested candidates are advised that applications for this position must be submitted online. To apply, please click on the "Apply" button below.