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Job Summary
Job Title:
Credit Analyst
Employer:
United Bank for Africa (UBA) Bank
Location:
Country:
Contract Type:
Full-time
Job Category:
Bank Jobs
Number of Positions:
1
Deadline:
Thursday, 29 February 2024
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Credit Analyst job at United Bank for Africa | Apply Now
Kampala, Uganda
United Bank for Africa (UBA) is a leading pan-African financial institution committed to delivering innovative banking solutions that cater to the diverse needs of individuals, businesses, and institutions across the African continent and beyond. With a mission to provide exceptional banking services and foster financial inclusion, UBA has established itself as a recognized and trusted bank, known for its outstanding customer service and strong presence in 20 African countries, as well as operations in the UK, USA, and France.
UBA promotes a dynamic and inclusive work culture, empowering employees through continuous learning opportunities and offering a supportive environment where professional growth is encouraged. The bank offers a range of job opportunities across various functions, with flexible work arrangements to ensure a balance between work and personal life. Established in 1949, UBA has evolved into a technologically advanced bank, embracing digital banking and innovative solutions such as mobile banking, online banking, and artificial intelligence to meet the needs of its growing customer base.
With a vast network of branches and a solid digital presence, UBA is one of the largest financial institutions in Africa, serving millions of customers. The bank’s core values of excellence, integrity, innovation, and customer satisfaction drive its business practices, while its corporate social responsibility initiatives focus on education, healthcare, and environmental sustainability. For more information, visit www.ubagroup.com.
Are you looking for Bank Jobs in Uganda 2024? If yes, then you might be interested in Credit Analyst job at United Bank for Africa (UBA) Bank
Full-time
Deadline:
29 Feb 2024
Credit Analyst job at United Bank for Africa (UBA) Bank
United Bank for Africa (UBA) Bank
Job Description
Duties, Roles and Responsibilities
Qualifications, Education and Competencies
United Bank for Africa (UBA) is one of Africa’s leading financial institutions, with operations in twenty (20) countries and four (4) global financial centers: London, Paris, New York and Dubai. UBA has evolved into a Pan-African, provider of banking and related financial services through diverse channels globally.
United Bank for Africa Uganda represents UBA's pioneer country activities in the East and Southern African sub-region. With a growing network of branches and ATMs across the country, the bank continues to expand the retail and commercial playing field in Uganda by delivering unique financial products and solutions. The bank is seeking to recruit the following highly motivated, competent, result oriented and dynamic professionals for the following positions;
See all details of the qualifications, competencies and education for this role under the "How to Apply" section below.
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Review all credit requests emanating from Corporate and other Business Units in line with the Bank’s credit review process and recommend qualifying ones for management approval.
Ensure pricing of credits adequately compensates for associated risks.
Follow up credit requests submitted for approval and advise relevant officers of the outcome.
Generate credit exception reports and follow up with Business Units for regularization.
Escalate issues that may adversely impact quality of the portfolio.
Detection and escalation of unauthorized credits and past due overdrafts.
Prepare weekly and monthly relevant credit reports.
Ensure recognition of incomes and fees from booked credits and matured payments are captured.
Train and provide direction to guide Business offices on promptly addressing early warning signals.
Key Performance Indicators
Effective supervision/management of team members to achieve team’s goals
Proficiency in Microsoft programs and report writing.
Familiarity with credit policy, procedures and their practical applicability.
Knowledge of regulatory and statutory requirements specifically related to credit.
Working knowledge of the Financial system.
Understanding of the bank’s products and facilities and constituted credit risks
Understanding of Financial and Credit analysis.
Attention to detail and confidentiality.
Ability to demonstrate initiative.
Willingness to learn and train others.
Excellent interpersonal and teamwork skills.
Good analytical skills –
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Education
First degree in quantitative subjects (Accounting, Finance, Statistics, Economics, Business
Administration or related qualification.
Post Graduate Qualification will be an added advantage.
Experience
A minimum of Four (4) years Banking experience.
KEY COMPETENCY REQUIREMENTS
Knowledge
Good knowledge of financial accounting with ability to analyze and interpret corporate financial statements
Good knowledge of the Credit analysis and risk assessment
Good knowledge of the Nigerian economy and market dynamics
Good knowledge of the bank’s policies and procedures
Skill/Competencies
Good analytical skills
Written communication
Good presentation skills
Good interpersonal skills
Strong team player and excellent organization skills
High information/ data gathering ability
Experience in conducting client visits and due diligence meetings
Strong attention to details and ability to work under pressure
APPLICATION FOR THIS POSITION MUST BE DONE ONLINE:
All interested staff should send their CV, application letter and copies of academic certificates to ubaugandahr@ubagroup.com addressed to;
Head of Human Capital
United Bank for Africa
Plot 2, Jinja Road
