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About the Organisation
MADFA SACCO is a member-based financial cooperative committed to promoting financial inclusion and economic empowerment among small-scale farmers and micro-entrepreneurs in the Bunyoro region—including the districts of Masindi, Kiryandongo, Hoima, and Kikuube.
As a licensed and regulated institution under the Microfinance Deposit-Taking Institutions (Registered Societies) Regulations, 2023, and supervised by the Bank of Uganda, MADFA SACCO is building a sustainable, inclusive financial ecosystem that helps its members achieve their financial goals.
Head of Credit job at MADFA SACCO | Apply Now
Uganda
Are you looking for Finance jobs in Uganda 2025 today? then you might be interested in Head of Credit job at MADFA SACCO
Full Time
Job Title
Head of Credit job at MADFA SACCO
MADFA SACCO
Job Description
Job Opportunity: Head of Credit
Organization: MADFA SACCO
Location: Uganda
Application Deadline: Tuesday, 30th September 2025 at 5:00 PM
Reports To: Chief Executive Officer
Employment Type: Full-Time
Position Summary:
The Head of Credit is a senior leadership position within MADFA SACCO, responsible for providing strategic direction and oversight of all credit-related operations. The role ensures effective credit risk management, product innovation, portfolio quality, and regulatory compliance.
The Head of Credit leads and supervises the Credit Manager, Portfolio Manager, Recovery Officer, Credit Analyst, and Branch Managers to achieve optimal loan portfolio performance and sustainable credit growth.
How to Apply
Duties, Roles and Responsibilities
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Interested and qualified candidates should submit their application, updated CV, and copies of academic transcripts and certificates as a single PDF document via email or hand delivery to the address below:
To:
The Board Chairperson
MADFA SACCO
Plot 140, Masindi Port Road
Masindi Municipality
P.O. Box 301, Masindi
Email: madfasacco@yahoo.com
Note: Only applications submitted as a single PDF file via email or hand-delivered will be accepted.Application Deadline: Tuesday, 30th September 2025 at 5:00 PMOnly shortlisted candidates will be contacted.
Provide strategic leadership in credit management and risk mitigation across the SACCO’s operations.
Oversee the design, development, and delivery of innovative and member-centric credit products.
Ensure compliance with internal policies, regulatory frameworks, and Bank of Uganda standards.
Manage and monitor credit portfolio performance through analytics and data-driven decision-making.
Supervise credit operations across all branches and ensure consistent application of credit policies.
Lead and coordinate recovery efforts to maintain a healthy loan book and minimize delinquency.
Provide technical support and training to credit teams to build capacity and enhance efficiency.
Collaborate with other departments and senior management to support institutional goals.
SERVICES
COMMERCIAL
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INDUSTRIAL
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RESIDENTIAL
Qualifications, Education and Competencies
Bachelor’s degree in Commerce, Business Administration, Microfinance, Finance & Accounting, Statistics, or a related discipline.
A minimum of 8 years of experience in microfinance, retail banking, or commercial banking, with at least 3 years in a senior-level credit or portfolio management role.
Demonstrated experience in Credit Risk Management, Credit Product Development, or Regional Credit Supervision.
A postgraduate qualification in a relevant field and prior experience in senior credit risk oversight will be a strong advantage.
Key Competencies:
Strategic thinking and ability to execute long-term credit and portfolio goals.
In-depth understanding of credit risk assessment, monitoring, and recovery strategies.
Familiarity with Bank of Uganda regulatory requirements and financial cooperative frameworks.
Excellent interpersonal, communication, and leadership skills.
Strong data analysis, problem-solving, and decision-making abilities.
A results-driven mindset with a commitment to financial inclusion and member empowerment.
