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About the Organisation
Pesapal provides a simple, safe and secure platform for individuals and businesses to make and accept payments in Africa. Pesapal payments work on a computer as well as directly from a handset. We partner with banks, mobile network operators and credit card companies to give consumers as many payment options as possible.
Credit Manager job at Pesapal | Apply Now
Kampala, Uganda
Pesapal is a leading financial technology company offering payment solutions that simplify how businesses and individuals transact. With a focus on efficiency and innovation, Pesapal supports diverse industries by providing secure and reliable payment services.
Are you looking for Finance jobs in Uganda 2025 today? then you might be interested in Credit Manager job at Pesapal
Full Time
Deadline:
4 Jul 2025
Job Title
Credit Manager job at Pesapal
Pesapal
Job Description
Job Title: Credit Manager
Organisation: Pesapal
Duty Station: Kampala, Uganda
The position holder is responsible for supporting the successful rollout and implementation of the credit product in the Uganda market. Reporting to the Head of Credit, the role involves localizing and implementing existing credit strategies, policies, and frameworks while bringing in relevant market insights to ensure effectiveness. The Credit Manager will oversee credit operations, manage risk, and work cross-functionally to drive uptake, portfolio quality, and profitability.
This role is critical in maintaining operational excellence, ensuring compliance, and optimizing performance of the credit offering to support long-term business growth in the region.
Background:
Pesapal is looking to hire a results-driven and strategic Credit Manager to join our growing team. The ideal candidate will bring a strong understanding of credit management practices and market dynamics and play a key role in adapting and executing established strategies to suit the local context.
Duties, Roles and Responsibilities
Qualifications, Education and Competencies
See all details of the qualifications, competencies and education for this role under the "How to Apply" section below.
Interested applicants for the above position should submit their CV and academic documents to kaziug@pesapal.com
Deadline: 4th July 2025.
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How to Apply
Business Development.
Monitor credit performance against revenue targets.
Work with commercial and sales teams to drive credit product uptake.
Propose campaigns or initiatives to increase adoption and retention.
Build and maintain strong relationships with key clients and stakeholder, ensuring a deep understanding of their business needs.
Operational Effectiveness and Risk Management
Researching and assessing the creditworthiness of potential customers.
Identifying and approaching potential clients to take up loan services
Creating credit scoring models to assess the risk/viability of loans
Following up with clients to manage debt settlement, loan repayment terms and other negotiations
Debt collection & management
Strategy Implementation & Local Market Alignment
Translate group-level strategy into market-relevant action plans.
Develop and implement credit growth targets tailored for Uganda.
Identify opportunities and challenges in the local credit space.
Provide regular market intelligence to the Head of Credit and management.
Compliance and Regulatory management
Ensure all credit operations comply with Bank of Uganda regulations and data privacy laws.
Support internal and external audits
Maintenance of all documentation and reports as per local and company policies.
Maintain updated credit policies and operational manuals.
Reporting
Preparing reports that summarize the total loans given out, target collections, and potential bad debts.
Advising the company on strategy relating to credit and loan disbursement.
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Bachelor of Commerce degree in Accounting, Banking, Economics or Finance
Knowledge of accepted accounting principles and practices, QuickBooks, ERP
At least 3 years as a Credit Manager in a financial institution.
Keen eye for details, exceptional negotiation skills, excellent communication and presentation skills, firmness, strategizing and organizational skills. Decision making skills
Proficiency in MS Office
