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About the Organisation
Credit Analyst – Retail job at Gulf African Bank | Apply Now
Nairobi, Kenya
Gulf African Bank is Kenya’s premier fully Shari’ah-compliant bank, providing a range of financial services grounded in Islamic finance principles. It is committed to excellence, innovation, and financial inclusivity, supporting both individual and corporate clients in achieving their goals.
Are you looking for Finance jobs in Kenya 2025 today? then you might be interested in Credit Analyst – Retail job at Gulf African Bank
Full Time
Deadline:
5 Sept 2025
Job Title
Credit Analyst – Retail job at Gulf African Bank
Gulf African Bank
Job Description
Prepare independent analyses for retail credit reviews; submit summaries for credit decisions beyond delegated authority.
Support retail segment asset growth while maintaining acceptable Portfolio‑At‑Risk (PAR) tolerance.
Ensure full documentation, adherence to Shari’ah, KYC, AML, and internal/external regulatory policies.
Monitor Service‑Level Agreement (SLA) turnaround times (TAT).
Review documentation completeness, daily inward cheque and excesses reports; notify managers promptly of missing items.
Analyze credit applications in a timely manner to ensure high-quality financing assets.
Prepare management reports, review new and existing products, receive and allocate applications from branches, and ensure compliance with bank policies and SLAs
Duties, Roles and Responsibilities
Qualifications, Education and Competencies
See all details of the qualifications, competencies and education for this role under the "How to Apply" section below.
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How to Apply
Conduct independent credit reviews and submit analysis.
Support asset book growth within risk limits.
Ensure completeness and accuracy of client documentation.
Maintain compliance with Shari’ah, KYC, AML, credit policies, and SLAs.
Monitor and enforce turnaround times for credit processing.
Check completeness of branch submissions; alert relevant managers of deficiencies.
Review daily reports to safeguard against unauthorized credit excesses.
Analyze and process credit applications efficiently.
Prepare management and portfolio reports.
Participate in product reviews and operations: allocation of applications, ensuring fairness and promptness.
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Education & Experience:
Bachelor's degree in an analytical or business-related field.
Approximately 4 years of banking experience in lending, including at least 2 years in credit analysis or business development
Knowledge of Shari’ah policies/processes, product knowledge, KYC/AML regulations, and credit analysis
Core Competencies:
Strong record‑keeping and attention to detail.
Proficiency in MS Office applications.
Excellent verbal and written communication skills.
Understanding of credit risk and financial analysis techniques.
Customer focus, accountability, problem-solving ability.
Performance‑oriented, teamwork, and clarity in communication
