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Senior Credit Analyst Careers – Salaam Bank | Apply Now
Kampala, Uganda
Full-time
Are you looking for Finance Jobs in Uganda 2024? If yes, then you might be interested in Senior Credit Analyst Careers – Salaam Bank
Salaam Bank is a leading financial institution in Uganda, committed to providing high-quality Islamic banking services that are ethical, efficient, and innovative. The bank is recognized for its strong reputation in offering Sharia-compliant financial solutions that cater to both individual and corporate clients, with a focus on promoting financial inclusion and economic empowerment. Salaam Bank fosters a work culture built on integrity, innovation, and excellence, with a strong emphasis on employee development and a positive work-life balance, making it a desirable place to work. The bank offers a variety of job opportunities across different departments and encourages flexible work arrangements to support its employees’ well-being.
Established in 2007, Salaam Bank has grown significantly, expanding its product offerings and reach to become one of the prominent players in Uganda’s banking sector. The bank’s business model revolves around Islamic banking principles, which ensure that it operates without interest-based transactions, promoting ethical finance through profit-sharing and risk-sharing agreements. With a wide network of branches across Uganda, Salaam Bank continues to expand its footprint, offering personalized services that cater to diverse customer needs. The bank’s core values are centered on trust, integrity, customer satisfaction, and social responsibility. Through its Corporate Social Responsibility (CSR) initiatives, Salaam Bank actively contributes to community development, supporting education, health, and poverty alleviation programs. For more information, visit their website at www.salaambank.co.ug.
Senior Credit Analyst Careers – Salaam Bank
Salaam Bank
Salaam Bank Uganda is the first licensed bank in Uganda offering a range of Sharia-compliant products designed to meet the financial needs of individuals and businesses. As part of the Salaam Group, the bank is committed to empowering communities through ethical financial solutions
Evaluate the creditworthiness of an individual or company.
Assess the credit risk of a customer by analyzing savings information, debt repaying history, earnings, and purchase activities.
Recommend to the company whether to provide credit terms to a customer.
Review the credit limits of existing customers to determine if they qualify for an increase in their credit limit.
Gather relevant financial data from the customer and write a report on whether the customer’s current financial condition allows them to meet their financial obligations.
Assist in credit proposal preparation by data collection and research activities.
Ensure that all requirements for facilities are handled promptly and efficiently.
Coordinate with Operations to ensure that customer requests are attended and resolved.
Coordinate with CAD to ensure that facility documents are lodged and limits encoded.
Follow up with customers on Temporary Over Drafts (TODs) and prepare deficiency reports.
Maintain regular contact with key relationships in consultation with relevant RMs / SRMs / AVPs to ensure servicing is as per their satisfaction.
Assist RMs / SRMs / AVPs in day to day servicing of the relationships and acting as their back-up in their absence while ensuring provision of high quality and timely service to clients.
Co-coordinating with Credit to ensure proposals/ approvals are approved and followed up in an efficient and timely manner.
Identify risk issues in discrepant transactions and advise RM / SRM / AVP / Unit Head on the same.
Updating MIS on a monthly basis for a) tracking of portfolio balances & revenues, b) new relationship bookings and initiatives etc.
Monitor excess report & LMR and ensure that it is timely reviewed by the RM’s.
Assist RMs / SRMs / AVPs in their marketing initiatives (proposals, follow-up, appointments etc.).
Enter, update, and retrieve information for credit applications to determine the applicant’s worthiness.
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SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Bachelor’s degree in finance, Accounting, Islamic Finance, or a related field
Details of experience
3-4 years of experience in finance, accounting, or credit analysis, preferably in Islamic banking
Knowledge, skills and competences
Strong background in financial analysis, including ratio analysis, financial statement analysis, and risk assessment.
Knowledge of Sharia principles and Islamic finance products is an added advantage.
Excellent analytical and problem-solving skills.
Ability to communicate effectively with clients and internal stakeholders.
APPLICATION FOR THIS POSITION MUST BE DONE ONLINE:
Are you interested? Click the "APPLY" button below to submit your application.
