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Risk Management:

• Establishes Risk management policies and Guidelines for analysis/assessment/rating, for all Institutional Risks, and ensures the same is implemented.
• Identification, Analysis, measurement, prioritization and development of mitigation/control measures to manage all Key risks in the Institution.
• Retains accountability for managing risk key business processes including lending processes, grants, projects, and operations and identifies areas of potential loss and initiates action to minimize risk exposure.
• Conducts regular reviews of lending limits, lending caps and other risk management areas to ensure compliance;
• Establishes and identifies concentrations of risk and sensitivities to such risks by analysing Data in the MIS so as not to expose the institution to adverse changes or effects in the area in which risks are concentrated.
• Reviews and assesses the risks associated with new products and activities before implementation.
• Coordinate implementation of Board and Management directives on Risk and Compliance Management.

Compliance:

• Working with zonal staff and heads of departments to ensure all Business activities follow sound business practices, legislation, regulations, by-laws, policies and procedures
• Develop appropriate compliance monitoring tools to ensure all Business Units adhere to sound business practices, legislation, regulations, by-laws, policies and procedures
• Ensures the application of sound business practices and compliance
• Business operational practices and risk management principles and ensure compliance through un-announced spot checks
• Help zones in on-the-spot fixing of any operational issues identified during field visits.
• Ensure internal controls are effectively working in all Zones and Head Office departments and recommend to management any improvements to the existing internal controls