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Job Summary

Job Title:
Product Digital Lending Analyst
Employer:
Stanbic Bank Uganda
Location:
Kampala
Country:
Uganda
Contract Type:
Full-time
Job Category:
Number of Positions:
Deadline:

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Stanbic Bank is one of Uganda's largest and most reputable financial institutions, known for its extensive range of banking products and services tailored to meet the needs of individuals, businesses, and corporations. As a member of the Standard Bank Group, which is Africa's largest banking group by assets, Stanbic Bank benefits from a strong financial foundation and access to a broad network of resources and expertise. The bank offers a variety of services including personal banking, business banking, corporate and investment banking, and wealth management. Stanbic Bank's personal banking services include savings and current accounts, loans, mortgages, and credit cards, designed to help individuals manage their finances effectively. For businesses, the bank provides customized solutions such as business accounts, trade finance, and cash management services, aimed at supporting the growth and operational efficiency of SMEs and large enterprises. Stanbic Bank is also a leader in digital banking innovation, offering advanced online and mobile banking platforms that provide customers with convenient, secure, and efficient access to their accounts and banking services. This commitment to technology ensures that clients can manage their finances anytime and anywhere, enhancing their overall banking experience. The bank is deeply committed to corporate social responsibility, actively participating in initiatives that promote education, health, and economic development in Uganda. Through programs such as the Stanbic National Schools Championship and various community development projects, the bank invests in the future of Ugandan society, reflecting its dedication to making a positive impact. Stanbic Bank's strong reputation for reliability, customer service excellence, and financial stability makes it a trusted partner for individuals and businesses alike. Its strategic focus on innovation, community engagement, and sustainable growth positions Stanbic Bank as a key player in Uganda's financial sector and a driver of economic progress.

Full-time

Product Digital Lending Analyst Job at Stanbic Bank Uganda

Stanbic Bank Uganda

Job Description

The Product Digital Lending Analyst will provide insights and analytics on assets, transactional, and liability product performance to inform decision-making and drive delivery above budget. The role involves monitoring product changes and ensuring system updates are tested and implemented within set deadlines.

Duties, Roles and Responsibilities

Key Duties and Responsibilities:
  • Analyse available data, and in certain instances sources data from external sources and recommend proposed solutions for product enhancements (e.g. competitor pricing information, regulatory trends and changes in customer transaction patterns, credit portfolio management trends, risk appetite performance trends, etc.).
  • Analyse market dynamics, pricing trends, market opportunities, operating and sales margins to develop reports, procedures and tools for pricing and price discounting for fees an interest, and make recommendations to Product Managers on pricing enhancements to improve digital uptake in the network (e.g. the customer pays less if cash is withdrawn at the ATM instead of inside the Branch).
  • Conduct detailed performance and profitability analysis (financial performance) using financial reports in order to prepare product performance reports with appropriate recommendations on which products to focus on or revamp.
  • Curb income leakages by reviewing the transaction volume reports, liabilities and loan balances reports and analysing it to identify revenue leakages and produces a dashboard.
  • Continuously monitor and test processes and data to detect errors in order to improve reporting efficiencies. Develop and understand core customer insights through customer analytics and Market Insights (MI) and data science.
  • Ensure correct implementation of pricing for all customer propositions, including Franchising and Public Sector entities, as well as key Mid-Corporate customers by testing post-implementation and doing pricing assurance continuously.

Qualifications, Education and Competencies

See all details of the qualifications, competencies and education for this role under the "How to Apply" section below.

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Product Digital Lending Analyst Job at Stanbic Bank Uganda

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