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About the Organisation
Standard Bank Group is a leading Africa-focused financial services organization with a history spanning over 160 years. With a presence in 20 countries across sub-Saharan Africa, the group is committed to driving inclusive and sustainable economic growth. The company offers diverse opportunities for professionals and serves individuals, SMEs, high-net-worth families, and multinational corporations. Through innovation, ethical practices, and purposeful engagement, Standard Bank Group strives to be a transformative force across the African continent.
Head, Credit – Business and Commercial Banking (BCB) job at Standard Bank Group | Apply Now
Accra, Ghana
Are you looking for Finance jobs in Ghana 2025 today? then you might be interested in Head, Credit – Business and Commercial Banking (BCB) job at Standard Bank Group
Full Time
Deadline:
30 Jun 2025
Job Title
Head, Credit – Business and Commercial Banking (BCB) job at Standard Bank Group
Standard Bank Group
Job Description
The Head, Credit – BCB will oversee the credit risk management function for the Business and Commercial Banking segment within Ghana. This includes leading credit evaluation, concentration risk analysis, and industry exposure management. The individual will be responsible for implementing risk frameworks and ensuring compliance with regulatory requirements while supporting business growth. The role requires close collaboration with cross-functional teams, leadership of large teams, and contributions to credit strategy development.
Duties, Roles and Responsibilities
Qualifications, Education and Competencies
See all details of the qualifications, competencies and education for this role under the "How to Apply" section below.
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How to Apply
Manage the credit risk function for the Business and Commercial Banking segment
Oversee credit evaluation and approvals in alignment with risk appetite and regulatory standards
Lead development and implementation of credit risk frameworks and policies
Monitor industry and portfolio concentration risks and suggest mitigation measures
Guide credit strategy to support commercial objectives
Lead and develop a high-performing credit team across multiple locations
Liaise with stakeholders including regulatory bodies and senior internal leadership
Ensure effective credit risk reporting, measurement, and response strategies
Provide expertise on credit policy interpretation and application
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Minimum Qualification:
First Degree in Business, Commerce, or related field
Experience:
8–10 years’ experience in credit risk management within a large financial institution
Strong background in credit evaluation and financial statement analysis
Proven ability to manage large credit teams and develop credit strategies
Knowledge of lending regulations, economic capital, and risk management practices
Behavioural Competencies:
Strategic thinking and decision-making
Strong interpersonal and team leadership skills
Ability to embrace change and resolve conflicts
Effective communication and presentation abilities
Strong analytical and innovative mindset
Technical Competencies:
Economic Capital Management
Risk Identification, Measurement, and Reporting
Financial Statement Analysis
Risk Response Strategy Development
