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About the Organisation
Credit Officers – Group & Individual Lending job at ENCOT Microfinance | Apply Now
Uganda
ENCOT Microfinance Limited is a social enterprise committed to transforming lives by providing inclusive financial services to low-income individuals and micro-entrepreneurs in Uganda, with the mission of fostering sustainable economic development and empowerment in underserved communities. Recognized for its deep-rooted presence in rural areas and its ethical approach to lending, ENCOT has earned a solid reputation for reliability, transparency, and positive social impact. The organization nurtures a dynamic and purpose-driven work culture that values professionalism, innovation, and teamwork, offering its staff opportunities for career development, training, and community engagement in a supportive and mission-oriented environment.
Since its inception in 2006 in Masindi, ENCOT has steadily grown into a reputable microfinance institution with multiple branches across Uganda, serving thousands of clients through tailored financial products such as micro-loans, savings, and business development services. Its innovative business model emphasizes client-centric solutions, technology adoption, and sustainable practices, enabling it to remain competitive and impactful in the evolving financial services landscape.
With a vision to reach every underserved community in Uganda, ENCOT continues to expand its outreach and operations while upholding core values of integrity, accountability, respect, excellence, and innovation. Through various CSR initiatives, the institution actively supports education, health, and environmental programs, reinforcing its commitment to holistic community development. More information can be found at www.encot.org.
Are you looking for Finance jobs in Uganda 2025 today? then you might be interested in Credit Officers – Group & Individual Lending job at ENCOT Microfinance
Full Time
Deadline:
14 Jun 2025
Job Title
Credit Officers – Group & Individual Lending job at ENCOT Microfinance
ENCOT Microfinance
Job Description
Job Title: Credit Officers – Group & Individual Lending (Several Fresher Jobs)
Organisation: ENCOT Microfinance
Duty Station: Uganda
The role of this position is to provide direct sales of loans/credit services offered by ENCOT to customers and ensure loan 100% recovery of assigned loans portfolio (both current and past-due) in a manner that ensures maximum return while ensuring application of best practice and customer satisfaction in accordance with ENCOT’s strategic objectives and credit policies.
Duties, Roles and Responsibilities
Qualifications, Education and Competencies
See all details of the qualifications, competencies and education for this role under the "How to Apply" section below.
Qualified and interested candidates should submit their applications in PDF format (Cover Letter, CV, Copies of Academic Documents and Copy of National ID) by email to hr@encot.org
The Head of Human Resources,
ENCOT Microfinance Ltd,
Plot 88 Port Road,
P.O. BOX 389, Masindi
Deadline: 14th June, 2025 by 5:00 pm
Please note that only shortlisted candidates will be contacted and documents submitted to ENCOT for application purposes shall not be recalled.
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How to Apply
Client mobilization and training.
Loans processing.
Loan recoveries.
Customer care.
Loans utilization follow-up.
Delinquency management.
Reporting as required.
Contribution to general organization development as a key member of staff.
Any other duties that can be competently and professionally performed.
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Diploma in Social Work, Education, Business Administration and any other related field.
Core Capabilities:
High level of honesty, integrity and accountability.
Ability to achieve results while working independently with little supervision.
Ability to ride a motorcycle and follow all traffic regulations (valid riding permit is a must).
Ability to communicate effectively (Written, Verbal and Gesture).
Thinking deeply, clearly and independently.
Ability to learn, unlearn and re-learn while practicing change and innovation.
Ability to work in teams and build collaborative relationships.
Ability to frequently travel to the field as required.
Ability to work and live with rural communities especially the poor.
Ability to communicate fluently in English and basic Kiswahili.
