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Credit Officer (Calabar, Cross River) job at Entourage Integrated Trust Limited | Apply Now
Are you looking for Bank jobs in Nigeria 2025 today? then you might be interested in Credit Officer (Calabar, Cross River) job at Entourage Integrated Trust Limited
About the Organisation
Entourage Integrated Trust Limited is an investment and microfinance company offering lending, leasing, venture capital, and related financial services focused on helping individuals and businesses access timely credit.
Rivers, Nigeria
Full Time
Job Title
Credit Officer (Calabar, Cross River) job at Entourage Integrated Trust Limited
Entourage Integrated Trust Limited
Job Description
The Credit Officer will review loan requests, collect and verify client financial data, analyze creditworthiness (including risk ratios), and recommend approvals or declines in line with lending policies. The role sets up repayment plans, maintains accurate loan records, monitors active facilities, follows up on renewals and repayments (daily/weekly collection), and provides customer support throughout the loan lifecycle to deliver fast, compliant lending decisions.
Duties, Roles and Responsibilities
Prepare and process loan applications and supporting documents.
Assess clients’ financial status; evaluate creditworthiness and risk.
Contact clients to gather/verify financial data and documentation.
Analyze risks; approve/reject loan requests per policy thresholds.
Structure repayment plans; monitor existing loans and renewals.
Maintain up-to-date loan files and portfolio reports.
Drive daily and weekly repayment collections; escalate delinquencies as needed.
Provide responsive customer service and resolve client inquiries.
Qualifications, Education and Competencies
Education: NCE/OND/HND/BSc in Banking & Finance, Economics, or related field.
Experience: 0–3 years as Credit Officer/Loan Officer or similar (hands-on knowledge of lending procedures/products preferred).
Skills: Strong analytical ability; proficiency with financial spreadsheets; excellent communication and interpersonal skills; customer-service orientation; integrity and attention to detail.
How to Apply
Email your CV to career@entourageloans.com and career.entourageint@gmail.com using the subject line “Credit Officer / Watt Market – Calabar”.
Job Type: Full-Time, Onsite
Benefits: Starting salary ₦100,000; bi-annual profit sharing; HMO; flexible hours (11am–6pm); annual appraisal; performance-based salary review.