Loan OfficerNew!

Description (Public)

The Loan Officer grows the client base, appraises loan applications and manages an assigned portfolio in line with company credit policy, based at the Jinja branch.

Duties, Roles and Responsibilities

Identify, appraise and recommend viable loan applications for approval.
Disburse and manage loans in accordance with company policy.
Monitor loan repayments and follow up promptly on early arrears.
Prepare accurate loan appraisal and portfolio performance reports.
Conduct credit assessments and verify client information and collateral.
Manage and grow an assigned loan portfolio within approved risk limits.
Conduct field visits to assess business viability and loan purpose.
Ensure compliance with credit policy, KYC and regulatory requirements.

Qualifications, Education and Competencies

Qualifications & Experience:

Diploma or degree in Business, Finance, Accounting, Economics or a related field.
Experience in loan origination, credit analysis, microfinance or banking is an advantage.

Skills & Competencies:

Strong analytical and credit assessment skills.
Good knowledge of the local business environment and market.
High integrity, professionalism and attention to detail.
Excellent communication and interpersonal skills.
A valid riding permit is an added advantage.

How to Apply

About Baikal Financial Services

Baikal Financial Services Limited is a leading microfinance company based in Kampala, Uganda, specializing in providing affordable electric vehicle (EV) bike financing solutions to entrepreneurs and mobility workers. Their services include financing for boda boda and two-wheeler owners, weekly payment loan options tailored for the informal sector, and mobile device financing for smartphones and accessories.