Credit Risk AnalystNew!

Description (Public)

The role sits within OYA Microcredit's Kenyan operations in Nairobi, supporting the company's lending to micro and small businesses.

Duties, Roles and Responsibilities

Analyze credit reports, financial statements, bank statements, and business documentation to evaluate creditworthiness.
Perform qualitative and quantitative risk analysis on loan applications to determine approval suitability and credit caps.
Monitor credit exposure, track loan portfolio health, and flag early default indicators.
Collaborate with underwriting and operations teams to optimize credit risk scoring systems.
Ensure strict compliance with internal credit policies, regulatory guidelines, and data protection rules.

Qualifications, Education and Competencies

Qualifications & Experience:

Bachelor’s degree in Finance, Economics, Statistics, Actuarial Science, or related field.
Minimum of 3 years' experience in credit risk evaluation within microfinance, banking, or fintech sectors.

Skills & Competencies:

Strong proficiency in financial analysis, credit scoring software, and data management tools.
Excellent analytical, problem-solving, and communication skills.

How to Apply

About OYA Microcredit

OYA Microcredit is a leading fintech lender dedicated to empowering micro and small businesses across Africa. By providing accessible working capital and asset financing, we help entrepreneurs overcome financial barriers and scale their operations. Our mission is to support the growth of small businesses through fast, convenient, and flexible credit solutions that do not require traditional collateral.