Credit Officers – Group Lending (Koforidua)

Description (Public)

BRAC Ghana Savings and Loans Ltd (BGSL) is seeking Credit Officers for Group Lending to support program activities in Koforidua. The role involves managing group-based financial services, conducting field surveys, and ensuring smooth cash transactions and record keeping.

Duties, Roles and Responsibilities

Key Duties and Responsibilities:

Survey of the working area:

Conduct 15-20 household surveys per day
Identify potential clients based on survey results
Demarcate the working area for proposed groups

Formation of small group and large group:

Discuss with the identified target members in small groups
Formation of small groups consisting of five members
Select a group leader for each small group
Form a large group management committee
Give a two-week orientation for members of large groups
Collect member admission fee from the members as per BRAC Ghana circular
Enter group members admission data on the mobile phone/tab and sync whenever possible
Schedule meeting dates, time and venue
Form a group with a minimum of 15 members for MF and 10 members for Agri-Finance, and a maximum of 30 members for MF and 20 for Agri-Finance
Admit new members if a group becomes too small due to drop out or other reasons

Meeting related responsibilities :

Conduct two to three groups meetings per day
Timetable for conducting meetings :1st meeting at 08:30am ,2nd meeting at 09:30 am 3rd meeting at 10:30am (it could be changed based upon office time)
Be present at meeting place 15 minutes before the group meeting begins
Arrange the group members to sit in a U-shape according to small groups
Take attendance in register
Discuss gener