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Accounting / Finance

Credit Officer

Category

Accounting / Finance

Employment Type

Full-time

Location

Kampala, Uganda

Vacancies

Not specified

Closing Date

1/23/2026
Closed

Employer / Company

ASA Microfinance Uganda logo
ASA Microfinance Uganda

Description (Public)

ASA Microfinance (U) Ltd is seeking for professional, confident, self-motivated, and committed team players to reinforce its capacity by filling the following vacant positions:

Job Summary: 

The Credit Officer’s role is to originate, appraise, disburse, and monitor credit facilities in line with the institution’s credit policy, regulatory requirements, and risk appetite, while ensuring portfolio quality and sustainable growth.

Duties, Roles and Responsibilities

  • Receive and assess loan applications for completeness and eligibility.
  • Conduct client due diligence (KYC, AML/CFT, CRB checks).
  • Carry out client visits, business assessments, and cash flow analysis.
  • Prepare credit appraisal reports and recommendations.
  • Ensure compliance with credit limits, pricing, and approval mandates.
  • Coordinate loan documentation, and disbursement.
  • Adhere to credit policies, procedures, and regulatory guidelines.
  • Ensure insider lending, related-party transactions, and prohibited activities are not practiced.
  • Support internal audits, reviews, and regulatory inspections.
  • Report suspected fraud, policy breaches, or irregularities promptly.
  • Monitor loan performance and ensure timely repayments.
  • Maintain accurate loan records and update the core banking system.
  • Identify early warning signs and follow up on delinquent accounts.
  • Participating in collections, restructurings, and recoveries when required.
  • Maintain Portfolio at Risk (PAR) within approved thresholds.
  • Build and maintain strong relationships with clients.
  • Provide accurate product information and customer support.
  • Handle customer inquiries and complaints professionally.

Qualifications, Education and Competencies

  • Bachelor’s degree in Business Administration, Finance, Economics, Accounting, or related field.
  • At least 3 years of experience working in Credit or lending operations within financial institutions.
  • Professional training in credit, risk management, or microfinance is an added advantage.
  • Strong credit analysis and financial literacy.
  • Good understanding of lending products and credit risk.
  • Excellent communication and interpersonal skills.
  • High level of integrity and attention to detail.
  • Ability to work under pressure and meet targets.
  • Proficiency in MS Tools.

Application status

This is an archived notice. Applications through this advert are closed.

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