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Job Summary

Job Title:
Credit Officer
Employer:
ASA Microfinance Uganda
Location:
Kampala
Country:
Uganda
Contract Type:
Full-time
Job Category:
Accounting Jobs
Number of Positions:
1
Deadline:
Friday, 23 January 2026

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ASA Microfinance Uganda Ltd (ASA Uganda) is a for-profit, non-deposit taking Microfinance Institution, operating as a microfinance company and regulated by the Uganda Microfinance Regulatory Authority (UMRA). ASA Microfinance Uganda Ltd is also a member of the Association of Microfinance Institutions of Uganda (AMFIU). ASA Uganda commenced operations in 2013. ASA Uganda is a subsidiary of ASA International, one of the world’s largest international microfinance institutions globally and operates in 13 countries in Africa and Asia. The company was listed in the premium segment on the London Stock Exchange in July ’2018.

Full-time

Deadline: 

23 Jan 2026

Credit Officer Job at ASA Microfinance Uganda

ASA Microfinance Uganda

Job Description

ASA Microfinance (U) Ltd is seeking for professional, confident, self-motivated, and committed team players to reinforce its capacity by filling the following vacant positions:

Job Summary: 

The Credit Officer’s role is to originate, appraise, disburse, and monitor credit facilities in line with the institution’s credit policy, regulatory requirements, and risk appetite, while ensuring portfolio quality and sustainable growth.

Duties, Roles and Responsibilities

  • Receive and assess loan applications for completeness and eligibility.
  • Conduct client due diligence (KYC, AML/CFT, CRB checks).
  • Carry out client visits, business assessments, and cash flow analysis.
  • Prepare credit appraisal reports and recommendations.
  • Ensure compliance with credit limits, pricing, and approval mandates.
  • Coordinate loan documentation, and disbursement.
  • Adhere to credit policies, procedures, and regulatory guidelines.
  • Ensure insider lending, related-party transactions, and prohibited activities are not practiced.
  • Support internal audits, reviews, and regulatory inspections.
  • Report suspected fraud, policy breaches, or irregularities promptly.
  • Monitor loan performance and ensure timely repayments.
  • Maintain accurate loan records and update the core banking system.
  • Identify early warning signs and follow up on delinquent accounts.
  • Participating in collections, restructurings, and recoveries when required.
  • Maintain Portfolio at Risk (PAR) within approved thresholds.
  • Build and maintain strong relationships with clients.
  • Provide accurate product information and customer support.
  • Handle customer inquiries and complaints professionally.

Qualifications, Education and Competencies

See all details of the qualifications, competencies and education for this role under the "How to Apply" section below.

Applicants who meet the above requirements are invited to submit their application letter, Curriculum Vitae, copies of relevant academic and professional qualifications, contact details of three (03) professional referees, and a day-time telephone number via email only to:

 

The Head Human Resource & Administration

ASA Microfinance (U) Ltd

Plot 5195 Buye–Kigowa, Ntinda

P.O. Box 245, Ntinda

Kampala, Uganda

Email: recruitment@asauganda.com

Email Subject: Job Title Applied For

 

Deadline: 23rd January 2026 

Please note that ASA Microfinance (U) Ltd recruits on a rolling basis; therefore, applications will be reviewed and processed continuously until the position is filled.

ASA Microfinance (U) Ltd does not charge any fees at any stage of the recruitment process. All official communication will be sent strictly from an @asauganda.com email address.

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  4. Go to the "Jobs" tab

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Credit Officer Job at ASA Microfinance Uganda

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