The Account Manager manages the end-to-end client life cycle for Tugende in Busia, from acquisition and vetting through disbursement, loan management and after-sales support, while monitoring portfolio performance.
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Account ManagerNew!
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Tugende
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Description (Public)
Duties, Roles and Responsibilities
- Market and sensitise customers about company products and services.
- Acquire new clients through stage visits, business centres and repeat client engagements.
- Maintain a maximum of 200 active leases and drive cross-selling of additional products.
- Conduct loan vetting of clients and guarantors through stage, home and guarantor visits.
- Document and capture vetting information in the CRM and approve vetted clients in the system.
- Train clients on asset acquisition terms, guarantor responsibilities, payment terms and insurance.
- Ensure clients have KRA PIN and National ID captured in their profiles.
- Explain and sign off agreements and give clients a copy.
- Follow up clients by phone and physical visits and ensure full down payments and timely repayments.
- Notify clients of overdue payments and initiate recovery actions for defaults.
- Coordinate, escalate and document accidents, impoundments, breakdowns and stolen assets.
- Resolve customer complaints in a timely manner and support after-sales retention.
- Record all customer interactions and document agreements in the system.
Qualifications, Education and Competencies
Qualifications & Experience:
- Diploma or equivalent in a business-related course.
- At least 1 year of experience in microfinance is preferred.
- Motorbike riding competence is a mandatory requirement.
- Unquestionable integrity and transparency.
- Dependability and commitment.
Skills & Competencies:
- Excellent interpersonal skills with customers, colleagues and the community.
- Customer relationship management.
- Loan follow-up and recovery discipline.
- Record keeping and systems use.
- Problem solving in the field.
- Time management and self-drive.
How to Apply
About Tugende
Tugende uses asset finance, technology, and a customer-centric model to help informal sector entrepreneurs dramatically increase their economic trajectory. Tugende’s core asset finance packages include medical and life insurance, training, safety equipment, and digital credit profiles in addition to affordable asset financing for SMEs. By helping clients grow economically and building digital track records of responsibility, we are creating a long-term ecosystem for MSMEs that will grow and thrive. Tugende is tackling the credit gap for small businesses in Africa by enabling informal entrepreneurs to 1) own income‑generating assets, 2) build a verifiable digital credit profile, and 3) earn future growth opportunities through the Tugende digital platform. This platform includes discounts, smartphones, e‑commerce opportunities, and on‑demand credit lines. Tugende has financed 70,000+ clients and has hundreds of employees serving clients across its branches in Uganda and Kenya.
Mission
Our mission is to help people help themselves by enabling informal entrepreneurs to own income-generating assets, build verifiable digital credit profiles, and access future growth opportunities through our digital platform.
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