Accounts Relationship Officer (Credit Officers)

• Marketing all FINCA products and services to potential clients

• Identifying potential customers, markets, products, developing and implementing strategies for customer acquisition and retention in line with the branch strategies, credit policy and customer relationship management standards

• Growing deposits and loan portfolio value in the assigned branch in line with the set targets

• Appraising and preparing detailed applications for loan facilities in line with policy to determine their worthiness for credit facilities in bid to improve portfolio quality

• Monitoring and evaluating loan performance

• Following up and recovering loans

• Organizing client sensitization seminars and information dissemination for existing and potential borrowers

• Planning, reviewing and monitoring strategies for growing loans, quality control and submission of periodic in line with the work plan and FINCA Uganda lending policy

• A bachelor’s degree or Diploma in any business-related fields from a recognized University/Tertiary Institution

• Availability to travel 70% of the available time

Competencies

To perform the job successfully, an individual should demonstrate the following competencies:

• Hands on experience in sales and community mobilization.

• Excellent communication skills and ability to work with teams and independently.

• Fluency in English and one or two local languages.

• Ability to maintain a professional appearance and provide a positive company image.

• Good problem solving, multitasking and negotiation skills.

• Computer literate and familiar with MS Office and other applications.

• High level of analytical and creative skills.

• Ability to work well under pressure.