Risk, Recovery, Tracking Manager job at Asaak | Apply Now

Review, update and ensure implementation of Risk, Recovery and tracking policies and procedures

Developing and implementing policies and contingency plans to reduce and control risks and liabilities.

Prepare and present risk assessment reports and proposals.

Plan, design and implement an overall risk management process for the company

Conduct risk assessment and recommend mitigation interventions to Management

Evaluate risk levels and implications and create risk appetite profile in line with company operations

Handling the credit team in managing the daily administration for loan documentation in full compliance with the internal standards and external regulatory requirements.

Review loan documents and liaise with internal and external parties to ensure proper and efficient delivery of credit administration duties.

Ensure all lending documentation is complete as per the Company Policy and Procedures with respect to the amount financed, terms and conditions, borrower’s borrowing mandate, authorized signatory etc.

Ensure post disbursement compliance with approved terms and conditions in line with the credit policy.

Generate and review daily system credit monitoring and management reports and identify non-performing accounts with irregularities

Coordinate teams to proactively follow up to ensure corrective action is taken in line with credit policy.

Monitor all irregularities, past dues, documentation deficiencies, etc., and report to the Branch Manager.

Release all the impounded bikes and doing the necessary documentation.

Conduct spot checks on the operations team and document feedback

Ensure that the repayments are coming in and arrears are being followed up

Monitor and evaluate staff’s performance, and provide relevant guidance, coaching and training ensuring high performance levels line with the company and departmental guidelines.

Ensure post disbursement compliance in line with the credit policy.

Ensure that repayments are coming in and arrears are being followed up

Develop and evaluate staff’s performance, and provide relevant guidance, coaching and training ensuring high performance levels line with the company and departmental guidelines.

Prepare and submit monthly and annual reports

Perform any other duties as may be assigned by the supervisor